Choose how you want to build your mortgage company.
One commercial ladder — from a free Blueprint through launch, ongoing operate, and correspondent-scale work. Filum performs licensing and compliance on the managed rungs; Filum guides everything else. Clear inclusions. Clear ownership.
One path. Clear rungs. You choose the depth.
Every engagement sits on the same ladder — from orientation through launch, ongoing operations, and correspondent-scale work.
- 01
Blueprint
Free
States you are considering
- 02
Launch Kit
Self-directed
Up to 3 states
- 03
Managed Launch
With Filum
Up to 7 states
- 04
Operate
Ongoing
Up to 8 states
- 05
Correspondent
Scoped to volume
Scoped individually
Who carries each piece of the work.
Same domains. Different depth. Read across a row to see what you keep — and what Filum runs.
| Domain | Launch Kit | Managed Launch | Operate |
|---|---|---|---|
| License applications, state by state | You | Filum | Filum |
| Policy library, conditioned to your company | Filum | Filum | Filum |
| Keeping policies current as rules change | You | Filum | Filum |
| Renewals and quarterly Mortgage Call Reports | You | Filum | Filum |
| Regulator notices, read and triaged | You | Filum | Filum |
| Day-to-day questions from your whole team | You | You | Filum |
| Filum help desk, expert-backed | — | — | Filum |
| Compliance testing and annual AML review | You | You | Filum |
| Examinations | À la carte | Guidance | Filum |
What each engagement includes.
Depth differs. The ladder stays the same.
Blueprint
Free
A personalized licensing path covering the states you are considering — every license, timeline, and cost band for the road ahead.
- States
- States you are considering
- Commitment
- No commitment
Launch Kit
Self-directed
Your complete policy and procedure library, conditioned to your entity, states, and business model, plus a detailed licensing roadmap.
- States
- Up to 3 states
- Commitment
- One-time materials engagement
Managed Launch
Most chosenWith Filum
Filum runs launch deliverables and compliance standup — filings, renewals, notices, exam guidance, and the monthly report.
- States
- Up to 7 states
- Commitment
- 12-month commitment
Operate
Ongoing
Ongoing program: help desk, testing, AML review, and Filum as exam point of contact.
- States
- Up to 8 states
- Commitment
- Ongoing — upgrade anytime
Correspondent
Scoped to volume
Fund in your own name — QC, reporting, fair-lending monitoring, and exam lifecycle at volume.
- States
- Scoped individually
- Commitment
- Scoped to volume
What Filum commits to, in writing.
Your free Blueprint
Delivered within 24 hours of intake
Confidential readiness consultation
Offered within 5 business days
Launch Kit delivery
Complete library and roadmap within 2 business days
Questions and regulator notices
Answered by a person who knows your file within 1 business day
Monthly compliance report
Every month, signed by the person who performed the review
How engagement works.
How do customers engage with Filum?
Through one commercial ladder: free Blueprint, Launch Kit, Managed Launch, Operate, then Correspondent when you are ready to fund in your own name. Each rung states what is included, who carries the work, and what happens next.
What is the difference between Launch Kit and Managed Launch?
Launch Kit is self-directed — Filum delivers conditioned materials and a licensing roadmap; you carry applications, renewals, and day-to-day execution. Managed Launch is with Filum — Filum prepares and manages launch deliverables, filings, renewals, notice triage, and the monthly compliance report alongside you.
Who performs the work?
It depends on the engagement. The responsibility matrix on this page shows, row by row, whether you or Filum carries each domain — from license applications and policy currency through help desk, testing, and examinations.
What happens after my Blueprint?
Your Blueprint orients the states, licenses, timelines, and cost bands you are considering, then points to the next rung that matches how much you want to carry yourself. There is no sales call required to receive the Blueprint.
Is there a commitment?
Blueprint has none. Launch Kit is a one-time materials engagement. Managed Launch includes a twelve-month commitment. Operate and Correspondent are ongoing relationships scoped to how you want Filum to run the work.
Does Filum guarantee compliance or licensing outcomes?
No. Filum is advisor-led and compliance-aware — it helps prepare, document, and operate infrastructure. It does not guarantee regulatory approval, exam outcomes, or licensing decisions.
Start with a Blueprint. Choose engagement when you're ready.
Build your free Blueprint — or talk with Filum about the right rung.
Confidential · Advisory · No pressure · No obligation · No partner approval implied