Filum
All Idaho licenses

Idaho

Regulated Lender License

Pending scope review
Agency
Idaho Department of Finance
Statute
28-46-302

Who may need this license

Detailed scope guidance is being verified against the current NMLS checklist.

Estimated filing costs

Application fee
$350
License fee
$0
NMLS fee
$120

Financial requirements

Financial statement (new application)
Not Required
Annual financial statement
Not Required
Net worth
Not Required

Source text preserved as written — see statute or checklist for the exact calculation.

Bonding

Surety bond required
No
Minimum bond amount
$0

Control-person and background requirements

Credit report roles
Not on file
Criminal background check roles
Not on file

Ongoing reporting

MCR — Mortgage Call Report
Not required

A periodic report of loan origination and servicing activity filed through NMLS.

SSSF — State-Specific Supplemental Form
Not required

A state-specific form filed alongside standard NMLS reporting to satisfy that state's additional requirements.

UAAR — UAAR
Not required

A state reporting requirement. The full definition has not yet been verified against NMLS or state-regulator source documentation — treat as provisional pending confirmation. (definition pending verification)

Advance-change notice timing

Legal name change notice
30 days
Main address change notice
30 days

Informational only — not legal advice. Requirements change without notice; verify with NMLS and the applicable state regulator before relying on any item. Source data © CSBS/NMLS; presented with restructured, paraphrased content and attribution.