All California licenses
California
Residential Mortgage Lending Act License
Chart-sourced
- Agency
- California Department of Financial Protection and Innovation
- Statute
- Not on file
Who may need this license
Detailed scope guidance is being verified against the current NMLS checklist.
Estimated filing costs
- Application fee
- $1,000
- License fee
- $0
- NMLS fee
- $120
Financial requirements
- Financial statement (new application)
- Audited
- Annual financial statement
- Audited
- Net worth
- $250,000
Bonding
- Surety bond required
- Yes
- Minimum bond amount
- $50,000
Control-person and background requirements
- Credit report roles
- Not on file
- Criminal background check roles
- Not on file
Ongoing reporting
- MCR — Mortgage Call Report
- Required
- SSSF — State-Specific Supplemental Form
- Not required
- UAAR — UAAR
- Not required
A periodic report of loan origination and servicing activity filed through NMLS.
A state-specific form filed alongside standard NMLS reporting to satisfy that state's additional requirements.
A state reporting requirement. The full definition has not yet been verified against NMLS or state-regulator source documentation — treat as provisional pending confirmation. (definition pending verification)
Advance-change notice timing
- Legal name change notice
- 1 day
- Main address change notice
- 10 days
Informational only — not legal advice. Requirements change without notice; verify with NMLS and the applicable state regulator before relying on any item. Source data © CSBS/NMLS; presented with restructured, paraphrased content and attribution.